Terms of Use
PLEASE READ THIS DISCLAIMER AND AGREEMENT CAREFULLY BEFORE ACCESSING OUR SITE. BY USING OUR SITE, YOU ACKNOWLEDGE YOU HAVE READ THIS DISCLAIMER AND YOU AGREE TO BE LEGALLY BOUND BY ALL THE TERMS AND CONDITIONS CONTAINED HEREIN. WHENEVER YOU VISIT IPAYDAYLOAN.COM YOU ACCEPT THE PRACTICES AND POLICIES DESCRIBED IN THE TERMS OF USE AND PRIVACY POLICY.
You agree that our website, iPaydayLoan.com, authorizes you to use this site solely for your own personal and non-commercial use. Continued use of this website constitutes an agreement with these Terms of Use and Privacy Policy. If you do not agree to be bound these conditions and Terms of Use, please exit the website immediately. Throughout these Terms of Use, iPaydayLoan.com may be referred to as; iPaydayLoan, iPaydayLoan.com, us, we, our, site, company, or website.
Welcome to iPaydayLoan.com (hereinafter referred to as “Company” “we,” “us,” or “our”). Before you begin to use the iPaydayLoan.com (“Website”), please take a moment to review these Terms of Use (“Agreement”) which is a legal agreement. The Agreement describes the Terms of Use which govern your use of the Website and the products and services provided through or in connection with the Website (collectively, “Service”). These terms in this agreement may be updated and changed by us from time to time by posting the same on our Website without further notice to you. iPaydayLoan.com retains the right to make changes or additions to this agreement without prior notice. Your continued use of the site after the company makes such changes or additions will signify that you agree to any and all terms contained herein. You are encouraged to visit this site periodically to review any changes to the Terms of Use, Privacy Policy, and other Disclaimers. iPaydayLoan.com reserves the right to terminate any or all of its websites and content or services at any time, and without prior notice to its users.
LEGAL AGREEMENT
YOU ARE ENTERING INTO A LEGAL AGREEMENT AND AS SUCH YOU MUST READ THE FOLLOWING TERMS OF USE CAREFULLY. IF YOU DO NOT AGREE WITH THE TERMS OF USE AND THE POSTED PRIVACY POLICY THEN YOU ARE NOT AUTHORIZED TO ACCESS OR USE THIS WEBSITE FOR ANY PURPOSE AND DO NOT PROVIDE ANY INFORMATION OR USE ANY OF THE SERVICES OF OUR WEBSITE OR PRODUCTS OFFERED. YOU MUST BE 18 YEARS OF AGE, A UNITED STATES CITIZEN AND POSSESS THE LEGAL AUTHORITY TO ENTER INTO AN AGREEMENT TO USE THIS WEBSITE.
USER AGREEMENT
By using this Website, you agree to be bound by and to comply with these Terms of Use and the posted Privacy Policy which is incorporated herein as though fully set forth herein. Upon entering the requested information, our technology will forward your information to one of our participating lenders or to an aggregate of lenders who may contact you to engage in a loan transaction if you are accepted by them. This may be done automatically, and a new window may appear, or the lender may contact you directly by telephone, email or mail as set forth below.
WE ARE NOT RESPONSIBLE FOR ANY ACTIONS AFTER YOU HAVE LEFT THIS WEBSITE. UPON ENTRY INTO A LENDER, AGGREGATOR OR ADVERTISER’S WEBSITE LINKED TO THIS WEBSITE, YOU SHOULD CAREFULLY REVIEW THE PRIVACY POLICY AND TERMS OF USE OF THAT WEBSITE BEFORE ENTERING ANY PERSONAL INFORMATION AS THOSE POLICIES AND TERMS WILL DIFFER FROM THESE.
In order to provide you the services you have requested, you are expressly giving your permission to provide any information collected on this Website to third parties. As such, you are expressly giving your permission for such third parties to contact you by mail, email, text messaging or telephone.
SERVICES
The Website is an online network marketplace. You understand and agree that if you submit a request through the Website, we will share your personal information with lenders or aggregators in our network to process and fulfill your request. You understand and agree that iPaydayLoan.com does not broker loans, make loans directly, or make credit decisions and is not a party to any agreement you may make with a lender.
Any compensation iPaydayLoan.com may receive is paid by the lender or aggregator for advertising services. We do not charge users a fee to use the Website.
CHANGES IN TERMS OF USE
iPaydayLoan.com retains the right to make changes or additions to this agreement without prior notice. Continued use of the site signifies acceptance of those changes.
LINKS TO AND FROM OTHER WEBSITES
iPaydayLoan.com may contain links to third-party websites. These sites are not owned, operated, or maintained by iPaydayLoan.com, and we are not responsible for their content or practices.
DISCLAIMER
iPaydayLoan.com is not a lender and does not make any loans or credit decisions. This website does not constitute an offer or solicitation to lend. Applications are submitted to third-party lenders who may contact you directly.
Not all lenders provide the same loan terms, rates, or approval amounts. Loan availability varies by state and lender.
GOVERNING LAW
These Terms of Use are governed by the laws of the State of Oklahoma. Any disputes shall be resolved in the state or federal courts located in Oklahoma.
ENTIRE AGREEMENT
This Agreement constitutes the entire agreement between you and iPaydayLoan.com regarding your use of the Website and Services.
CONTACT INFORMATION
You can contact iPaydayLoan.com regarding these Terms of Use or Privacy Policy by emailing:
LOAN SERVICES
CONTACT
5416 South Yale Ave. Tulsa, OK 74135
info@iPaydayloan.com
1(844)514-1127
APR Disclosure
Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Direct lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. If you have questions about your loan contact your lender directly and for any other questions contact us thriugh customer service.
Material Disclosure
Exclusions
Residents of some states may not be eligible for some or all short-term, small-dollar loans.
Credit Implications
Tulsa Help Loans does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. How do I reach customer service? You can email us at info@TulsaHelpLoans.com
